When it comes to your final arrangements, shouldn't you make the decisions? The arrangements you make will reflect your exact wishes and desires. Pre-arranging your own service will help to ease the burden of your loved ones. It will also alleviate any questions, problems or differences, which can occur among family members.
Pre-payment will assure you that the arrangements chosen will be carried out, and it will reduce the financial burden on your loved ones. When you plan ahead you know that your wishes will be fulfilled.
We at Anderson-Long-Klontz, along with nearly 4000 other funeral home across America, use Homesteaders Life Company of West Des Moines, IA. ,which is A. M. Best Company A- (Excellent) rated century old company, as our provider of pre-need funding.
"Why fund with an insurance product?"
There are many reasons why a funeral home chooses insurance to fund advanced funeral plans. Homesteaders provides a product that can grow over time, offering protection against inflation.
Unlike other funding plans, such as bank trust, growth on Homesteaders policies is NOT taxable. Furthermore the product offers payment options that are flexible to meet your financial needs.
Insurance can be made irrevocable so that should a person have a catastrophic illness and their funds are depleted or their funds are just running low and he or she needs to apply for State or Government assistance,. the insurance proceeds are NOT counted as a personal asset in order to qualify for financial support.
"But I already have insurance!"
Homesteaders' product is specifically designed to cover the cost of a prearranged funeral. It can grow in death benefit for the rest of your life. The growth paid on your policy offers protection against inflation and, in most cases, means that surviving family members may or may not have to pay additional money for your funeral. See your prearrangement documents for specific details.
Typical life insurance is excellent protection to cover your family's living expenses after you die. An advance funeral plan funded with Homesteaders leaves you life insurance proceeds intact, to be used as intended.
"What if I move?"
Your Homesteaders policy is fully transferable. Although prices for funeral services and merchandise may vary between funeral homes, your coverage can continue to grow to offset inflation regardless of where you live.
Ease of letting your wishes be known
Arrangements can be made in the comfort of your own home by clicking on the button below. Fill in as much information as you are comfortable with and we'd be pleased to meet with you to discuss further.
See the form below for details.